Seems like it’s the season for medical and health concerns. Here’s another recent wrinkle of the question– what are a Host Family’s responsibilities for an Au Pair’s medical expenses?
I am writing because I find myself in a tough spot and our former au pair in an even tougher spot.
Our Au Pair ended her year with us a week ago and is with a new extension host family. About three months earlier, she hurt her neck – she said it was because my son (4 years old) jumped on her. I was not there to really witness it and she didn’t say anything to me at the time. It seems her neck bothered her for quite a while and she finally asked to see the doctor.
Since she never got a local doctor, I had to take her to the urgent care. Not sure how many tests they did but she ended up being prescribed a standard muscle relaxer. About a week later, when she was off duty and I was at work, she called me that she needed to go to the doctor again, that was dizzy and felt like she couldn’t move. I had to go home so I could pick the kids up from school (which she would have been doing when she started her shift) and a friend took her back to the urgent care. From what she told me, the dizzy spell was simply a side effect of the muscle relaxer. She of course didn’t work that day and seemed fine enough the next day.
Besides these two visits and the muscle relaxer, I do not think she saw a doctor further about this issue.
She recently told me in an email that her insurance is not covering the expenses. She says that they don’t believe a 4 year old could have injured her so badly and they are asking her to pay $1800 in medical bills.
I feel terribly for her and think the insurance should pay, though I did think at the time that her eagerness to go to urgent care and have a bunch on unnecessary tests done might backfire. For instance, the second visit, they did nothing for her, but probably ran a bunch of tests nonetheless. Hopefully, she will be able to work it out with them.
However, I am worried that if she doesn’t she will try to come after us for the money.
Is this something that we would be responsible for?
If an insurance company says they shouldn’t cover it, why then should we?
Hoping to get any guidance I can from the group!!