Please join us in finding the best deals by adding your car insurance info to our
Google Spreadsheet at this link: Au Pair Mom Car Insurance Survey .
The cost of insuring your Au Pair to drive your family’s car(s) is one of the unpleasant surprises of hosting an Au Pair.
I don’t think there’s anyone who’s been delighted to get a quote from their insurance carrier.
In our family, I felt reasonably lucky that we have a great insurance provider (USAA) that offered a ‘good student’ discount and a ‘safe driver discount’ that we could get for our Au Pair. And, it didn’t hurt that our Au Pairs drove an older car when they were off duty and only drove around town when they were on duty.
What does it really cost to insure your Au Pair to drive your family car?
I’m talking about fully insuring him or her, as a listed, regular driver and not as a “guest”.
(More on ‘designating your Au Pair driver’ in an upcoming post.)
I’ve set up a Google Spreadsheet at this link: Au Pair Mom Car Insurance Survey
The survey is open to anyone who’d like to add data from their Host Family’s experience.
The spreadsheet asks for:
— Your State (2 letter abbreviation),
— Your Car Insurance Provider,
— Your Deductible (since this is such an important variable),
— How many cars your AP is insured to drive (in case this matters) and
— Your Annual Cost to Insure Your Au Pair.
There’s also a place for comments– please use this space to address costs and coverage, maybe to mention any special discounts you were able to negotiate.
Comments on other elements of car insurance can be added to this post, below.